Being Chased for a Debt You Do Not Recognise

Receiving demands for a debt you do not recognise is stressful and confusing. Many people are contacted by debt collectors for accounts they do not recall opening or charges they believe are incorrect.

This often involves old mobile accounts, utilities, credit agreements, subscriptions, or debts passed to third parties. Calls and letters continue even when you dispute the debt verbally.

This service helps you challenge the debt formally and in writing.

You explain who is contacting you, what the debt relates to, and why you do not recognise it. RespondRight prepares a structured letter that records your position and requests evidence that the debt is valid and linked to you.

When this service is suitable

This letter is suitable if:

• You do not recognise the debt being claimed
• You believe the debt belongs to someone else
• The debt relates to an old or closed account
• You are being chased without clear evidence
• You want the matter paused until proof is provided

What you receive

You receive one professionally written debt dispute letter, tailored to your situation and delivered by email. The letter is ready to copy, send, or email.

What this is not

This is not legal advice.
This does not replace a solicitor.
No outcome is guaranteed.

If you want help setting this out clearly, you can use our
Debt Dispute Letter – Written for You
to request evidence and challenge the claim properly.